One of the easiest ways to reduce stress at tax time is early document prep. Start gathering your key tax forms now. Make a list of what you need and are expecting— W-2s, 1099s, SSA-1099s, interest statements, and any records for deductions or credits you may claim. Having documents ready early helps prevent last-minute scrambling, reduces errors, and allows your tax preparer to file as soon as the IRS opens the season. Early prep can also speed up refunds and make it easier to address issues like missing forms or incorrect amounts. Create one folder (paper or digital) and add documents as they arrive — your future self will thank you.